NEWS in the
UM3ER5
Conventional Home Mortgage Rates by Metropolitan Area
4. 35
4.65
Seattle/Tacoma/Bremerton
Denver/Boulder/Greely*
Minneapolis/St. Paul/WI
5. 15
6. 28
4.59
4.69
5. 36
6.46
4.68
4.61
5. 30
6. 37
3Q 2011
3Q 2010
3Q 2009
3Q 2008
Conventional
mortgage rates
decreased in each
of the major U.S.
metropolitan
areas between
the third quarter
2008 and the
third quarter
2011. The larger
the green dot,
the larger the
decrease.
Portland/Salem*
San Francisco/Oakland/San Jose*
4.64
5. 17
6. 39
4.55
4.75
5. 24
6.48
4.45
San Diego
4.85
5. 39
6. 40
4.57
Phoenix/Mesa
4.85
4.84
5.49
6.56
Chicago/Gary/IN/WI*
Kansas City
4.64
5. 20
6. 18
4. 10
4.81
5.54
6.45
5. 28
Boston/Lawrence/
NH/ME/CT*
Detroit/Ann Arbor/Flint*
Pittsburgh
4.54
4.79
5. 28
6. 36
Milwaukee/Racine*
4.57
4.63
5. 30
6.47
4. 33
4.55
4.98
6.124.49
4.70
5. 28
6. 15
Cleveland/
Akron*
4.81
5. 21
6. 16
4.47
Los Angeles/Riverside*
4.85
5. 32
6.48
4.62
* Consolidated Metropolitan Statistical area
3.59
9/08 3/10 9/09 9/10
4.0%
3.0
Market Rates and Bond Yields
Indianapolis
Atlanta
Tampa/St. Petersburg/Clearwater
Miami/Fort Lauderdale*
Dallas/Ft. Worth*
St. Louis
Houston/Galveston/Brazoria*
4.77
5. 23
6.58
4.42
4.80
5. 24
6.47
4.55
4.65
5. 33
6.48
4.47
4.60
5. 40
6.57
4.64
4.68
5. 30
6. 44
4.55
4.88
5. 33
6.50
4.72
4.92
5. 44
6.53
4. 35
Washington, D.C./
Baltimore/VA*
Philadelphia/
Wilmington/NJ
4.65
5. 32
6. 37
4.79
4.71
5. 33
6. 27
4.52
4.73
5. 26
6. 30
4.54
New York/Long
Island/NJ/CT*
3/11 9/11
3-Month CDs
6-Month
Treasury Bills
3-Month
Treasury Bills
6.0%
4.61
5. 19
9/08
9/09
3/10
9/10
3/11
5. 40
4.47
9/11
4.83
4.0
Municipal Tax
Exempts (A)†
Municipal Tax
Exempts (Aaa)†
4.71
3.81
4.66
3.91
4.57
3.63
3.84
1. 13
1.61
2.0
1.0
0.25
0.21
0.12
0.23
0.22
0.15
0.28
0.19
0.15
2.0
0.28
0.16
0.10
6.0%
0
0.01
0.04
0.33
4.64
2.88
3.69
4. 27 4.0
2.0
0
U.S. 30-Year Bond
U.S. 10-Year Bond
U.S. 5-Year Bond
†Source: Moody’s Bond Record.
4. 19
2. 37
3. 40
3.77
4.51
3. 41
6.55
5.65
7. 31
9.0%
6.0
0
6.03
2. 43
3.73
2.65
3. 18
5.01
4.53
5.66
5.52
5. 13
3.0
4.54
4.09
5. 27
1. 41
2. 11
0.90
1.98
Corporate Bonds (Baa)†
Corporate Bonds (A)†
Corporate Bonds (Aaa)†
5.56
5. 13
6. 31
5.00
5. 27
6. 27
